Mortgage BrokerHemraj compares 62 lenders across the market and walks beside you from pre-approval to settlement, at no direct cost to you. English, नेपाली and हिन्दी spoken.
62
Lenders compared
7 days
Evenings & weekends
3
English · नेपाली · हिन्दी
Working with trusted lenders to bring you the right fit
We work with you to find the right loan structure, not just the lowest rate. Whatever stage you're at, there's a clear path and one point of contact.
5% Deposit Scheme guidance, no-LMI pathways, gift letters and stamp duty help.
Grow a portfolio with the right structure, using equity you may already have.
Full review across the panel: cashback options, debt consolidation, real savings.
Commercial, development, asset & equipment finance, and car loans.
*Subject to lender criteria and your circumstances.
Buying a home is one of the biggest decisions you'll make, and you shouldn't have to make it alone. Hemraj walks you through every step in plain language, from the first chat to settlement, and he answers when you call.
Most families set and forget their loan, quietly paying thousands a year more than they need to. A 20-minute review is how you find out.
No jargon, no pressure, no cost. We do the legwork across the lender panel so you can get on with life.
Phone, office or after-hours. We understand your situation and goals. Bring your parents; we speak Nepali and Hindi too.
We compare 62 lenders, handle the paperwork, and structure the application to give you the best chance, first time.
Pre-approval through to settlement. We chase the bank so you don't have to, and stay with you after settlement day.
Hemraj Poudel
Director & Mortgage Broker
Recognised by AFG
Broker Assurance Recognition 2026
Mortgage Broker Australia is a Melbourne-based, independent broking firm. Hemraj has helped Australians reach their property goals since 2019, with tailored lending solutions and access to a wide panel of banks, credit unions and specialist lenders. As members of the MFAA and AFCA, we hold ourselves to the standards those memberships demand. Hemraj sits on your side of the table, explaining every step in plain language and structuring your application so it lands the first time. From the first chat to settlement, you deal with one person who knows your story, keeps you updated, and picks up the phone, evenings and Sundays included.
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Three quick tools to get a feel for where you stand. Then let's talk about what a lender will actually say.
Estimated repayment
$3,856
per month · principal & interest
Estimate only, not an offer of credit or financial advice. Your rate and repayments depend on your lender, loan and circumstances.
Victoria only. Figures use the current Victorian land transfer duty rates and the first home buyer concession. Other concessions, the off-the-plan concession, pensioner rates and the foreign purchaser surcharge are not included.
Estimated stamp duty
$34,070
Victoria · home to live in
Estimate only, based on Victorian rates current at August 2026. Duty is set by the State Revenue Office and can change. Confirm your exact figure before you rely on it.
Indicative borrowing power
$0
assessed at 8.90% p.a. · 30 years
A rough guide only, not a pre-approval or an offer of credit. Lenders assess income, expenses and credit history differently, and the figure they reach will differ from this one.
Want the real number?
These are estimates. A short chat gets you a figure a lender will actually stand behind, at no cost to you.
5.0
6 reviews on BrokerPages
“I went to many brokers but my problem was not resolved. After talking with Hemraj, my loan was approved very smoothly. He was very professional and also very helpful.”
Yougesh Bhetuwal
Approved after other brokers could not
“The major banks said no because of my credit history, and I had already paid my deposit. Hemraj made time to meet me the next day, found what went wrong and told me exactly how to fix it. He managed the loan and I purchased the home. I salute his knowledge, professionalism and skills.”
Ranjeet Ojha
Second home · After the banks said no
“I was a first home buyer but didn't have enough deposit. When I met Hemraj, I felt a ray of hope. He explained I was eligible for the First Home Loan Deposit Scheme and did the hard work to secure my spot. I am living in my own home today.”
David Melotic
First home · Deposit scheme
“Very smooth and easy process with any bank through Hemraj Dai.”
Chhitij Bhandary
“Very good service, trustworthy agent and company, highly recommended.”
Sunil Paudel
“Hemraj is best mortgage broker. Jai Sambho 🙏”
Sajjan Karki
Reviews from Hemraj's clients, published on BrokerPages Australia. Longer reviews are shortened for length; the wording is otherwise the reviewer's own.
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