5% Deposit Scheme: No LMI*10% Deposit No LMI: Both Owner Occupied & Investment, No LMI*Refinance: competitive rates across our lender panel*Refinance cash-back offers available*
5% Deposit Scheme: No LMI*10% Deposit No LMI: Both Owner Occupied & Investment, No LMI*Refinance: competitive rates across our lender panel*Refinance cash-back offers available*
Mortgage Broker
Australia
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Legal

Privacy Policy & Disclaimer.

How we handle your information, and the things you should know before acting on anything you read here.

Last updated: 6 August 2026

Who we are

Mortgage Broker Australia Pty Ltd (ABN 50 693 262 887) is a mortgage and finance broking business based in Doreen, Victoria. We are a Credit Representative (number 527026) and we arrange credit on behalf of our clients.

We are committed to protecting your privacy and we handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

What we collect

To help you with a loan, we generally need to collect:

  • Your name, contact details and date of birth
  • Identification documents
  • Employment and income details
  • Your assets, liabilities and living expenses
  • Information about the property or purpose the loan relates to

We collect this directly from you in most cases, through this website, by phone, by email or in person. Sometimes we also receive information from lenders or others involved in your application.

How we use it

We use your information to:

  • Understand your situation and what you are trying to achieve
  • Compare loan options and prepare a recommendation
  • Submit and manage an application with a lender
  • Keep you updated through to settlement
  • Meet our legal and regulatory obligations

We do not sell your information, and we do not use it for anything unrelated to helping you with your finance.

Who we share it with

To arrange a loan, we need to share your information with the lender or lenders you ask us to approach. Depending on your application, we may also need to share it with parties directly involved in it, such as your conveyancer, accountant or a valuer, and with our aggregator, whose systems and credit licence we operate under.

We may also disclose information where the law requires it.

Keeping it secure

We take reasonable steps to protect the information we hold from misuse, loss and unauthorised access. That includes secure systems, access controls, and only keeping information for as long as we need it or the law requires.

Access and correction

You can ask us what personal information we hold about you, and you can ask us to correct it if something is wrong or out of date. Contact us using the details at the bottom of this page and we will respond as quickly as we reasonably can.

This website

When you submit the enquiry form on this site, your details are sent directly to our own email inbox. They are not stored by any third-party form or marketing service.

This site does not use tracking or advertising cookies. Like most websites, it is built from services that deliver parts of the page to your browser: a hosting provider, a web font service, and services that supply the site's styling, icons and scripts. Each of these may record standard technical information such as your IP address as part of delivering the page to you. Some of these providers are located overseas.

When you submit an enquiry through this website, you are telling us we may use the details you provide to contact you about your enquiry and to look into finance options for you. You can withdraw that at any time by letting us know, and you can ask us to delete your details if you decide not to proceed.

Disclaimer

General advice warning

The information provided on this website is general in nature and does not constitute financial, legal or tax advice. It does not take into account your personal objectives, financial situation or needs. Before making any financial decision, you should assess whether the information is appropriate for you and consider obtaining independent professional advice.

Credit assistance

Mortgage Broker Australia Pty Ltd ABN 50 693 262 887 provides credit assistance services. Credit is subject to lender approval. Fees, charges, terms and conditions apply. Interest rates are indicative and subject to change without notice.

Any figures produced by the calculators on this website are estimates only. They are not an offer of credit, a pre-approval, or a guarantee of what a lender will provide.

Complaints

Mortgage Broker Australia Pty Ltd is an external dispute resolution member of the Australian Financial Complaints Authority (AFCA), membership number 123262.

If you are not satisfied with our service, please contact us first so we can try to put it right. If your complaint cannot be resolved, you may contact AFCA on 1800 931 678 or at afca.org.au.

Contact us

Mortgage Broker Australia Pty Ltd
ABN 50 693 262 887 · Credit Representative 527026
Doreen, Victoria
0412 719 809 · 0415 908 809
hemraj@mortgagebrokeraustralia.au

We may update this policy from time to time. The date at the top of the page shows when it was last changed.