Owner Occupied
The home you'll actually live in, structured around how you earn and spend.
Mortgage BrokerAn independent broking firm in Doreen, Victoria. Hemraj has helped Australians reach their property goals since 2019.
Hemraj Poudel
Director & Mortgage Broker
Recognised by AFG
Broker Assurance Recognition 2026
Mortgage Broker Australia is a Melbourne-based, independent broking firm. Hemraj has helped Australians reach their property goals since 2019, with tailored lending solutions and access to a wide panel of banks, credit unions and specialist lenders. As members of the MFAA and AFCA, we hold ourselves to the standards those memberships demand. Hemraj sits on your side of the table, explaining every step in plain language and structuring your application so it lands the first time. From the first chat to settlement, you deal with one person who knows your story, keeps you updated, and picks up the phone, evenings and Sundays included.
62+
Lenders
3
Languages
7
Days a week
1
Contact
Different goals, same starting point: one conversation about where you are and where you want to be.
The home you'll actually live in, structured around how you earn and spend.
Your first one, or adding to a portfolio. Structure matters as much as the rate.
Deposit schemes, LMI pathways, and a straight answer on where you stand today.
Building new, or knocking down and starting again. Progress payments handled as the build moves.
Moving your loan somewhere better. We check whether it's actually worth it first.
Self-employed, on contract, or a credit file that needs explaining properly.
New or used, in your name or through the business.
Tidying up debt, or funding the thing you've been putting off.
Equipment, cash flow, or commercial property. Lending that fits how the business runs.
Not sure which one you're in? That's normal. Most people start somewhere and end up somewhere better.
Request a callbackBroking is a licensed profession, and that is a good thing for you. Here is exactly who we are registered with, so you can check any of it yourself.
Legal entity
Mortgage Broker Australia Pty Ltd
ABN 50 693 262 887
Credit Representative
Number 527026
Authorised to provide credit assistance.
MFAA
Member 780978
Mortgage & Finance Association of Australia.
AFCA
Membership 123262
Company membership. Hemraj Poudel, member 79303.
Where we are
Doreen, Victoria
Serving Melbourne and surrounds.
Languages
English · Nepali · Hindi
Talk it through in whichever is easiest.
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