5% Deposit Scheme: No LMI*10% Deposit No LMI: Both Owner Occupied & Investment, No LMI*Refinance: competitive rates across our lender panel*Refinance cash-back offers available*
5% Deposit Scheme: No LMI*10% Deposit No LMI: Both Owner Occupied & Investment, No LMI*Refinance: competitive rates across our lender panel*Refinance cash-back offers available*
Mortgage Broker
Australia
Call us now
About us

A local broker who treats your loan like his own.

An independent broking firm in Doreen, Victoria. Hemraj has helped Australians reach their property goals since 2019.

Hemraj Poudel at his desk

Hemraj Poudel

Director & Mortgage Broker

AFG Broker Assurance Recognition 2026

Recognised by AFG

Broker Assurance Recognition 2026

Mortgage Broker Australia is a Melbourne-based, independent broking firm. Hemraj has helped Australians reach their property goals since 2019, with tailored lending solutions and access to a wide panel of banks, credit unions and specialist lenders. As members of the MFAA and AFCA, we hold ourselves to the standards those memberships demand. Hemraj sits on your side of the table, explaining every step in plain language and structuring your application so it lands the first time. From the first chat to settlement, you deal with one person who knows your story, keeps you updated, and picks up the phone, evenings and Sundays included.

62+

Lenders

3

Languages

7

Days a week

1

Contact

What we arrange

Nine kinds of lending.

Different goals, same starting point: one conversation about where you are and where you want to be.

01

Owner Occupied

The home you'll actually live in, structured around how you earn and spend.

02

Investment

Your first one, or adding to a portfolio. Structure matters as much as the rate.

03

First Home Buyer

Deposit schemes, LMI pathways, and a straight answer on where you stand today.

04

Construction

Building new, or knocking down and starting again. Progress payments handled as the build moves.

05

Refinancing

Moving your loan somewhere better. We check whether it's actually worth it first.

06

Low Doc & Specialist

Self-employed, on contract, or a credit file that needs explaining properly.

07

Car Loans

New or used, in your name or through the business.

08

Personal Loans

Tidying up debt, or funding the thing you've been putting off.

09

Business & Commercial

Equipment, cash flow, or commercial property. Lending that fits how the business runs.

Not sure which one you're in? That's normal. Most people start somewhere and end up somewhere better.

Request a callback
Accreditations

Who we answer to.

Broking is a licensed profession, and that is a good thing for you. Here is exactly who we are registered with, so you can check any of it yourself.

Legal entity

Mortgage Broker Australia Pty Ltd

ABN 50 693 262 887

Credit Representative

Number 527026

Authorised to provide credit assistance.

MFAA

Member 780978

Mortgage & Finance Association of Australia.

AFCA

Membership 123262

Company membership. Hemraj Poudel, member 79303.

Where we are

Doreen, Victoria

Serving Melbourne and surrounds.

Languages

English · Nepali · Hindi

Talk it through in whichever is easiest.

Our Privacy Policy & Disclaimer sets out how we handle your information and the limits of the general information on this site.